Online Therapy Fees and Insurance Coverage in Canada
We believe therapy fees should be clear and easy to understand. Psychotherapy for You provides secure online counselling with experienced mental health professionals across Canada.
Explore our individual, couples and family therapy rates, insurance information, NIHB coverage and reduced-cost therapy options below.
Online Therapy Rates
Fee Update — Effective September 1, 2026
Ontario
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Nova Scotia
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Alberta
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Northwest Territories
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
British Columbia
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Newfoundland and Labrador
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Saskatchewan
Individual Therapy: $180
Couples Therapy: $220
Family Therapy: $220
Nunavut
Individual Therapy: $175
Couples Therapy: $190
Family Therapy: $200
Standard therapy appointments are 50 minutes. Your session fee will be confirmed when we match you with your therapist.
NIHB Mental Health Counselling Coverage
Psychotherapy for You is registered with the Non-Insured Health Benefits program, commonly known as NIHB. We provide secure online mental health counselling to eligible First Nations and Inuit clients across Canada.
What Does NIHB Cover?
Eligible clients may receive coverage for up to 22 hours of professional mental health counselling per calendar year with an eligible provider.
Covered services may include:
-
Individual counselling
-
Group counselling
-
Initial assessments
-
Mental health treatment and support
Additional counselling hours may be approved on a case-by-case basis when further support is needed.
Who Is Eligible for NIHB Coverage?
NIHB mental health counselling may be available to Canadian residents who are:
-
A First Nations individual registered under the Indian Act
-
An Inuk recognized by an Inuit land claim organization
-
A child under two whose parent is eligible for NIHB
Eligibility and approval requirements are determined by the NIHB program.
Direct Billing for NIHB Counselling
Eligible sessions may be billed directly to NIHB when counselling is provided by an approved NIHB provider. This means eligible clients may not need to pay for covered sessions upfront.
Our client care team can help you understand the intake process and connect you with an appropriate NIHB-registered therapist.
How to Begin NIHB Counselling
Contact our client care team and let us know that you would like to use NIHB coverage. We will help confirm the information required and match you with an eligible therapist who meets your needs.
Find My NIHB Therapist
Frequently Asked Questions About Therapy Fees and Insurance
Ready to Find the Right Therapist?
Our client care team can help you understand your therapy options, confirm your therapist’s professional designation and connect you with someone who fits your needs, preferences and insurance requirements.
Find My Therapist Match
Have questions about fees, insurance coverage, NIHB or reduced-cost therapy?